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Homefinity. Tom Banducci is a Loan Officer at Guaranteed Rate. 8% ), and ING bank predicts that interest rates will steadily rise throughout 2023, leading to higher mortgage rates. And the VA funding fee can be rolled into your loan. The state's median housing value is $144,200, which falls. 5. Below are six steps towards becoming a licensed mortgage broker. Mortgage guides, news, tools and calculators. Even if the Bank of England raises the base rate tomorrow.